Terms of Service

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing and using the website zijinvestment.com and the services provided by ZIJ Investment Inc ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

ZIJ Investment Inc provides direct lending and financial services, including but not limited to business lending, asset management, strategic planning, working capital solutions, and financial consulting. Our services are designed for businesses seeking growth capital and financial partnership.

3. Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding agreements to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

4. User Obligations

When using our website and services, you agree to:

5. SMS/MMS Communications Terms

By opting in to SMS/MMS communications from ZIJ Investment Inc, you agree to the following:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from ZIJ Investment Inc, including offers, updates, and information about our financial products and services.
  • Messages may be sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your wireless carrier and plan.
  • Opt-Out: You may opt out at any time by replying STOP to any SMS/MMS message. Upon receiving your opt-out request, we will confirm your removal and cease sending messages.
  • Help: Reply HELP to any message for assistance or contact us at zij@zijinvestment.com.
  • Consent to receive SMS/MMS messages is NOT a condition of purchasing any goods or services from ZIJ Investment Inc.
  • We are not responsible for charges from your wireless carrier for receiving SMS/MMS messages.
  • Supported carriers include but are not limited to AT&T, Verizon, T-Mobile, and Sprint. Coverage may not be available in all areas.

6. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of ZIJ Investment Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

Our services and website are provided on an "as is" and "as available" basis. ZIJ Investment Inc makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of our services.

8. Limitation of Liability

To the fullest extent permitted by law, ZIJ Investment Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, even if we have been advised of the possibility of such damages.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms shall be resolved through binding arbitration or in the appropriate courts of jurisdiction.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after any changes constitutes acceptance of the updated terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us:

ZIJ Investment Inc

zij@zijinvestment.com

zijinvestment.com